The Texas Deceptive Trade Practices Act or "DTPA" is a set of statutes designed to supplement traditional common-law causes of action. The DTPA seeks to punish false, misleading, or deceptive acts or practices in the conduct of any trade or practice. Because of the Act's liberal construction and attractive monetary remedies, it provides a powerful weapon to a broad range of plaintiffs.
Acquiring title insurance is an integral part of acquiring real property because it insures against financial loss from defects in title and is required by commercial lenders. However, the importance of properly evaluating the title commitment is often overlooked, perhaps because the information contained in the title commitment can be difficult to understand. Your title policy will be issued based upon the title commitment so you should understand all of the information contained in the title commitment. Your real estate agent and lender can assist you in limited amounts, but they are not a substitute for having a knowledgeable and experienced attorney review the title commitment, survey, and loan documents on your behalf.
General contractors, subcontractors and suppliers who have worked or provided materials on a construction project can file a mechanic's lien in the real property records for the county where a construction project is located in the event they are not timely paid. The lien provides judicial notice that a contractor, subcontractor or supplier has not been paid for work performed or materials supplied to the project.